Long-form, no-fluff articles answering the real questions California buyers and investors are searching for at 11pm. Pick a topic to dive in.
One loan for land, construction, and permanent financing. FHA, VA, USDA, conventional, 203(k), and HomeStyle. National authority guide.
Published September 7, 2026 . By Ken Clark Jr. . Read more →
33 days on market. 2.8 months of supply. Prices flat year over year. Inspection contingencies are back and CalHFA MyHome is still open. What this shift means for Sacramento buyers.
Published September 8, 2026 . By Ken Clark Jr. . Read more →
NJHMFA DPA up to $15,000 plus First Generation DPA up to $7,000. 0% interest, no monthly payment, forgivable after five years. How the stack works and who qualifies in 2026.
Published September 8, 2026 . By Ken Clark Jr. . Read more →
Sacramento inventory is up 15-20%, prices have flattened, and sellers are negotiating again. What more choice means for buyers this fall, plus CalHFA down payment help.
Published September 1, 2026 . By Ken Clark Jr. . Read more →
NJHMFA offers up to $15K in forgivable down payment help, plus $7K more through First Generation. Zero interest, forgiven after 5 years. Here is how to claim it.
Published September 1, 2026 . By Ken Clark Jr. . Read more →
Redfin: 32.5% more sellers than buyers. But median $625K basically flat YoY, inventory actually down 6.6%. 51.9% of recent sales included a seller concession. Don't just negotiate price, negotiate the payment.
Published August 16, 2026 . By Ken Clark Jr. . Read more →
Burlington, Camden, Gloucester single-family still seller-leaning (median $424K-$490K, 100-102% of asking). But condo/townhome inventory up 23-26% with prices declining. That's where the leverage is hiding.
Published August 16, 2026 . By Ken Clark Jr. . Read more →