By Ken Clark Jr. Β· Certified Mortgage Advisor & Branch Manager Β· NMLS #225375 Last updated:
Ken Clark Jr.
#ChampionsofLoansΒ·Powered By PRMG Mortgage
Local Mortgage Expertise

Nationwide Mortgage Advisor

Most of my business is in California and New Jersey, but I serve clients through PRMG's national lending platform and am licensed in 49 states, excluding New York. That means clients relocating across the country, investors building multi-state portfolios, and out-of-state referrals all get the same advisor relationship and program access.

What's actually happening in Nationwide

PRMG is one of the largest privately-held mortgage banks in the U.S., with the program breadth to handle nearly any borrower scenario, including state-specific DPA, USDA-eligible rural areas, VA for veterans relocating, and non-QM for self-employed buyers in any market.

Areas served

PRMG is licensed in 49 states, excluding New York.

Strategies that work in this market

Multi-state investor portfolios using DSCR, relocation buyers using bridge or contingent purchase strategies, professional borrowers using doctor/attorney loan programs, and self-employed clients leveraging bank statement and P&L programs across state lines.

Not sure which fits you? Take the buying power calculator or DPA finder, or just book a strategy call.
Next Steps

Get clear on your real numbers in 5 minutes.

Run the tools, see what fits, then talk it through with a real advisor.

Working with a local mortgage advisor matters.

Local expertise isn't a buzzword, it's knowing which DPA programs are funded, how Mello-Roos affects your real payment, and which loan structure fits Nationwide buyers.

#ChampionsofLoans

Follow Ken Clark Jr. and book a strategy call.

Quick scenarios on TikTok and Instagram, longer breakdowns on Facebook and LinkedIn, and book a 20-minute call directly on Calendly.

Mortgage programs available in United States

Every loan program and tool listed here is available for United States buyers. Pick what fits your situation.

🏑 FHA Loans β†’ πŸŽ–οΈ VA Loans β†’ πŸ’° Down Payment Assistance β†’ πŸ—ΊοΈ First-Time Buyer β†’ πŸ” Refinance β†’ πŸ“Š Non-QM β†’ πŸ“ˆ DSCR Loans β†’ πŸ’΅ Buying Power Calculator β†’ πŸ” DPA Finder β†’ πŸ“… Schedule a Call β†’
πŸ“ž Call Ken Check What I Qualify For
πŸ“… Schedule with Ken 20-min strategy call