Make LA's home prices work for you with stacked DPA programs.
Los Angeles is a high-cost county where stacking DPA programs is often the difference between renting and owning. Below are the programs LA buyers most often use to bridge the gap, some delivering $25,000-$50,000+ in down payment assistance.
Up to 3.5% of purchase price (capped) as a deferred-payment second mortgage. LA's high purchase limit ($1,249,125 for 2026) means the dollar amount of MyHome assistance is meaningful here.
Combine CalHFA conventional with the Zero Interest Program (ZIP) for closing costs. Layered with MyHome, this can dramatically reduce upfront cash.
Grant up to 5% of purchase price. In LA's market, that's often $25,000-$60,000+ that you don't repay. Works with FHA, VA, Conventional.
LA County-specific program, up to $85,000 in assistance for eligible buyers in unincorporated LA County areas. Income-restricted.
City of LA program offering up to $140,000 in assistance for very low-income buyers within LA city limits. Highly restricted but life-changing for those who qualify.
Up to 5% with FHA loans, forgivable or repayable structure. Great for LA buyers without first-time buyer status.
Income limits: LA County income limits are higher than most CA counties, around $245,000-$320,000 for most CalHFA programs.
Maximum purchase price: Maximum purchase price for CalHFA programs in LA County is up to $1,249,125 (matching 2026 high-cost conforming limit).
Free 2-minute eligibility check across all Los Angeles County programs. No credit pull, no obligation.
Verify current guidelines, income limits, purchase price limits, and funding availability directly with the issuing agencies. Programs are real, but they have to be matched carefully to the buyer, property, county, income limits, and current funding availability.